Other Counties Homes under $400,000

Other Counties Homes under $400,000

Welcome to Franklin County, Florida, a hidden gem nestled along the picturesque Gulf Coast. Known for its stunning natural beauty, this region boasts pristine beaches, lush landscapes, and a vibrant community atmosphere. With charming coastal towns like Apalachicola and Carrabelle, Franklin County offers a unique blend of Southern hospitality and laid-back coastal living.

For those seeking affordable housing options in this idyllic setting, you'll be delighted to discover that there are homes available for under $400,000. This makes Franklin County an attractive destination for first-time homebuyers, retirees, and anyone looking to invest in a slice of paradise without breaking the bank. Whether you’re searching for a cozy cottage, a modern family home, or a quaint beach bungalow, the options are plentiful.

Imagine waking up to the sound of waves crashing and the smell of salt in the air. Franklin County is not just about beautiful homes; it’s about a lifestyle. Spend your weekends exploring the local wildlife at the St. George Island State Park, indulging in fresh seafood at the local eateries, or enjoying water sports on the Gulf. The community is known for its friendly residents and a relaxed pace of life, making it a perfect place to call home.

In Franklin County, you can find the perfect balance of affordability and coastal charm. With homes under $400,000, your dream of living in a serene coastal community is within reach. Explore the possibilities today and discover why Franklin County, Florida, is the ideal place to plant your roots.

Newest Other Counties Homes under $400,000

3370 Peppervine Pl, Chipley
$385,000
4 Beds ⋅ 3 Baths ⋅ 329798 MLS
Privacy, land, and modern comfort meet in this upgraded 2024 Clayton LulaBell nestled on nearly five acres in Chipley! This beautfully designed manufactured home offers approximately 2,140 square feet with a spacious open floor plan, four bedrooms and 2.5 baths. Step inside to a stunning coastal-rustic interior that feels warm bright and inviting. The open-concept main living areas feature cedar beams throughout, complemented by charming shiplap accents and rich stained butcher block countertops- a beautiful blend you must see in person. The stunning kitchen and spa-like primary bath are sure to steal any buyer's heart! Smart Upgrades include an added back door off the laundry room for easy access and a built-in desk with floating wall shelves, ideal for remote work, study, or bill paying. Wood burning fireplace for cozy evenings. Outside, an inviting front wrap-around covered porch welcomes you home and sets the tone for relaxed, indoor-outdoor living. Additional upgrades to Enjoy are a sodded front yard, horseshoe gravel driveway, 300-ft deep well w/ well house, and a 12x16 closed-in exterior shed w/metal roof for storage or workshop. The property features a large cleared area around the home plus approximately 3 acres of wooded, non-cleared land - great for hunting - complete with a deer feeder and walking or 4-wheeler trails for recreation or exploring. With its welcoming porch, designer interior, open living space, practical upgrades, and nearly five private acres, this is country living at its finest! Move-in Ready and waiting for you! Schedule your private showing today contact Wendy Russell at 404.697.2501

3370 Peppervine Pl, Chipley
16424 Se Pear St, Blountstown
$229,900
4 Beds ⋅ 2 Baths ⋅ 329462 MLS
Built in 2022, this 4-bedroom, 2-bath home offers modern comfort and an easy, functional layout on a quiet city street in Blountstown. Step inside to an open floor plan with high ceilings that create a bright and spacious feel throughout the main living areas. Durable LVP flooring flows through the common areas, while the bedrooms are comfortably carpeted. Outside, established flower beds add a welcoming touch and provide a great start for anyone who enjoys gardening or adding their own personal touches to the landscape. With newer construction, four bedrooms, an open-concept design, and a peaceful setting, this home offers plenty of space and flexibility. Enjoy small-town living with the convenience of Blountstown's new Calhoun Liberty Hospital nearby, while still being approximately one hour from both Panama City and Tallahassee. This location offers convenient access to local healthcare and everyday necessities, with larger-city shopping, dining, airports, and additional medical services within an easy drive.

16424 Se Pear St, Blountstown
19 Mashes Sands Rd, Panacea
$229,000
1 Beds ⋅ 1 Baths ⋅ 329474 MLS
Experience care-free Coastal living. Bayfront condo located in the Heart of Panacea. Enjoy resort-style amenities: community pool, tennis court, & gated entry. A scenic walking/bike path leads to quick & easy Beach/Boating access to enjoy the best of Florida's Forgotten Coast lifestyle. Prime location for both sunrise and sunsets & the convenience to walk to the popular shops, restaurants, and art galleries. HOA fees provide exceptional value: covering insurance, the entire exterior maintenance of the building, groundskeeping, onsite laundry facility; affording true care-free ownership. Short-term rentals allowed, making this an excellent investment opportunity, vacation retreat, or full-time residence. Relaxed waterfront living where you can even ride your golf cart to restaurants, stores, the Beach & more...

19 Mashes Sands Rd, Panacea
45 Donaldson Williams Rd, Crawfordville
$304,900
2 Beds ⋅ 2 Baths ⋅ 329444 MLS
Welcome to the Gateway to Florida's Forgotten Coast, where privacy, natural beauty, and thoughtful construction come together. Nestled among mature shade trees on approximately .65 acres, this 2025-built, 2-bedroom, 2-bath home offers 788 sq ft of conditioned living space, plus 272 sq ft of covered concrete patio space finished with tongue-and-groove pine ceilings and walls, creating an inviting extension of the living space. Built with attention to durability, comfort, and energy efficiency, the home features 2x6 exterior walls, providing deeper wall cavities for added insulation compared with typical 2x4 construction. R-38 ceiling insulation and R-19 wall insulation help reduce heat transfer and support year-round indoor comfort. Lincoln windows and doors complement the insulated building envelope, while the hip-style metal roof, metal siding and steel trim provide a durable, low-maintenance exterior well suited to Florida living. Inside, the clean, contemporary design features sealed concrete floors, solid maple countertops, a GE electric range with hood, GE refrigerator, central HVAC, and ceiling fans. Outdoor features include covered concrete patios, tongue-and-groove pine finishes, a porch fan, and exterior flood lighting. The home is thoughtfully positioned to benefit from southern shade and surrounded by mature trees, creating a peaceful and private woodland setting. Enjoy convenient access to Gulf Coast boating and fishing, kayaking, hiking, biking, beaches, local dining, and St. Marks National Wildlife Refuge. Another noteworthy advantage is the property's location in Flood Zone X, considered a lower flood-risk area. This offers buyers the opportunity to enjoy life near Florida's Forgotten Coast while remaining outside the higher-risk Special Flood Hazard Areas typically associated with mandatory flood insurance requirements for federally backed mortgages. Buyers should verify flood zone and insurance requirements with their lender and insurance provider. Need more land? An adjacent approximately 1.6-acre parcel is also available separately, offering additional possibilities for expanded privacy, a future homesite, or a multi-generational setup. Modern construction, a private natural setting, and proximity to the coast make this property a unique opportunity to experience the quieter side of Florida's Forgotten Coast.

45 Donaldson Williams Rd, Crawfordville
2289 Surf Rd Unit C3, Panacea
$259,000
2 Beds ⋅ 3 Baths ⋅ 329442 MLS
Escape to your own slice of paradise in this stunning 2-bedroom, 2.5-bath condo at Bayside Villas, perfectly situated on beautiful Ochlockonee Bay! This affordable oasis offers the best of coastal living with fantastic amenities right at your fingertips. Inside, you'll find a spacious layout featuring several new upgrades throughout, as well as a complete chefs kitchen with a huge fridge/freezer and 36" induction stove. Each bedroom and the living room boasts its own private balcony, giving you breathtaking views and fresh bay breezes. Newly upgraded kitchen and bathrooms include recessed lighting throughout and smart mirrors equipped in the bathroom vanities. Plus, you get a convenient two-car garage and in-unit washer and dryer to boot! Beyond your door, enjoy exclusive access to a community pool, tennis court, dock and pier, private gym, and a clubhouse fit for entertaining. This is truly a water lover's dream home just seconds from boat ramps, Mashes Sands beach, and the scenic bike trail. Don't miss this incredible opportunity to live the bayfront dream! ***Please note*** monthly association dues are $800 total, with $150/month towards community maintenance, upkeep, and amenities and $650/month for insurance.

2289 Surf Rd Unit C3, Panacea
139 Carter Rd, Crawfordville
$180,000
3 Beds ⋅ 2 Baths ⋅ 329390 MLS
Old World Florida charm meets modern comfort in this newly renovated three bedroom, two bath double-wide, tucked into a quiet, tranquil setting. The spacious kitchen includes a cozy breakfast area by the side entrance near the laundry room and opens into a vaulted living room with a charming wood-burning fireplace. The primary suite offers a fully renovated en-suite bath with a walk-in shower, while two additional bedrooms provide generous space and deep closets, sharing a second fully renovated bathroom. A new privacy fence adds extra seclusion. This home also features all-new appliances, washer and dryer, and mini-split heating and cooling throughout. 36'X16' storage building with metal trusses ready for your water toys and garden supplies!!! 9' tall at center. Beneath a shady canopy of live oaks and Spanish moss, this old-world Florida gem is just minutes from Panacea, Carrabelle, and Crawfordville.

139 Carter Rd, Crawfordville
92 Koch St, Panacea
$250,000
3 Beds ⋅ 2 Baths ⋅ 329323 MLS
Bring the boat, pack a swimsuit and start enjoying the Forgotten Coast. Offered fully furnished, this recently updated three-bedroom, two-bath coastal cottage sits on three corner lots in the heart of Panacea, with access from both Koch Street and Hardee Avenue. The fenced yard is made for laid-back coastal living, with a large pool, covered deck and plenty of outdoor space for gathering, grilling or unwinding after a day on the water. A pole barn and separate storage shed provide room for boats, fishing gear and all the extras that come with life near the coast. Currently used as a short-term rental, the home is ready to continue welcoming guests or become your own furnished coastal retreat or full-time residence. Rock Landing, local boat launches, restaurants, parks and beaches are just minutes away, and Posey's Steam Room is within walking distance. Three lots, dual access, furnishings and room for the toys make this one easy to enjoy from day one.

92 Koch St, Panacea
129 Neeley Rd, Crawfordville
$125,000
1 Beds ⋅ 1 Baths ⋅ 329192 MLS
Welcome to this beautifully designed 8x40 shipping container home, crafted in 2023 with modern efficiency and rustic farmhouse charm. Nestled in a peaceful neighborhood within the growing Crawfordville area, this home offers the perfect blend of style, functionality, and convenience. Step inside to find warm and inviting interiors featuring classic farmhouse design elements, including shiplap walls, butcher block countertops, and custom cabinetry. The open-concept living space maximizes every square foot, creating a cozy and efficient atmosphere. The kitchen is a true highlight, with its sleek butcher block counters, ample storage, and modern appliances, making it a perfect space for cooking and entertaining. The bathroom features a large, tiled walk-in shower, offering a spa-like experience in the comfort of your own home. Whether you're starting fresh or downsizing, this container home is an affordable, eco-friendly solution with high-end finishes and thoughtful design. Enjoy the tranquility of a quiet neighborhood while being just minutes away from top-rated schools, delicious restaurants, and convenient shopping. Don't miss the opportunity to own this unique, move-in-ready home in one of Crawfordville's most desirable up-and-coming areas. Schedule your showing today!

129 Neeley Rd, Crawfordville
9850 Thomas Dr Unit 1011w, Panama City Beach
$334,900
1 Beds ⋅ 1 Baths ⋅ 329117 MLS
Welcome to this direct Gulf-front, 10th-floor condo on the west end, offering unobstructed Gulf views and easy access to the sugar-white sand just steps from the building. This 1BR/1BA unit comes fully furnished and comfortably sleeps four with a queen bed and sleeper sofa, making it a great beach getaway or income-producing rental. Inside, you'll find an open living area, a full kitchen with stainless steel appliances, white cabinetry, and marble countertops, plus a private Gulf-front balcony that's perfect for sunsets and catching the coastal breeze. Recent updates include new appliances, countertops, paint, a newer HVAC system, and a hot water heater. Short-term rentals are allowed, pets are permitted (see condo rules and regulations), and the unit includes one unassigned parking space. Owners and guests enjoy resort-style amenities such as a private beach, three Gulf-front pools (one seasonally heated), tiki bar, clubhouse, game room, tennis courts, racquetball, shuffleboard, and complimentary beach service with two chairs and an umbrella for the 2025 season (March–October). Whether you're looking for a turnkey rental or a low-maintenance beachfront condo, this unit checks all the boxes for true Gulf-front living. Call today!

9850 Thomas Dr Unit 1011w, Panama City Beach
27 Chehaw St, Panacea
$165,000
3 Beds ⋅ 2 Baths ⋅ 328701 MLS
Recently updated and move-in ready, this well-maintained mobile home in Panacea sits on a spacious 0.24-acre lot and offers both comfort and investment potential. Inside, you'll find fresh paint, durable luxury vinyl plank flooring throughout, and a desirable split-bedroom floor plan that provides privacy for family and guests. The spacious kitchen offers plenty of cabinet and counter space and opens to a cozy living area featuring a fireplace, creating the perfect gathering space. The primary suite has been beautifully updated with a custom tile shower, a separate soaking tub, and new bathroom vanities, giving it a modern, spa-like feel. Outside, enjoy a fully fenced backyard shaded by mature trees, ideal for pets, gardening, or outdoor entertaining. Additional features include a durable metal roof and ample outdoor space to enjoy the peaceful Panacea lifestyle. Whether you're looking for a primary residence, vacation getaway, or investment property, this home is worth a look. Previously used as a long-term rental, the property offers established rental income history and excellent potential for future investors.

27 Chehaw St, Panacea
55 Connie Dr, Crawfordville
$318,000
3 Beds ⋅ 2 Baths ⋅ 328319 MLS
Waterfront Paradise in this unique coastal golf cart community of Paradise Village Shell Point. This home is an easy golf cart ride/or walking distance to the beach for amazing sunsets, sun bathing or dolphin watching. This updated unit has 3 bedrooms, 2 baths 1589 sf open living/dining plus a large sunroom overlooking the deep water canal that leads to the gulf for amazing inshore or offshore fishing, sailing, kayaking, jet skiing or scalloping. Dock your boat at the county boat ramp and tie up to your own 30x10 dock or store your boat on the drive-on dock when not in use. Enjoy morning coffee and watch the sunrise, or fish jumping in the canal or early morning boaters passing from the 12x11 screened porch. There is a large 18x11 storage shop for all your gear. The private gated Village offers a neighborhood pool, pickleball and tennis courts, and a pavilion. Home comes completely furnished and includes golf cart!! Great for full time living or weekend getaway! Its like being on vacation every day!

55 Connie Dr, Crawfordville
2847 Se Adams St, Kinard
$159,900
2 Beds ⋅ 2 Baths ⋅ 328292 MLS
If you have been looking for a deep riverfront compound with a high sloping bank to the water's edge, this unique property is for you. Located on sloping terrain with over 73' of Cypress Creek frontage and is near to the Chipola River, This sportsman's paradise is full of many possibilities. AMENITIES INCLUDE; Completely furnished 2 bedroom 2 bath frame cottage with decks facing the river yet located in the X flood zone, own power, well and septic. Dock and concrete boat launch on the river that will need some repairs. Just north of the Gulf and Calhoun County Line and just a few minutes to Wewahitchka or about 35 minutes to Mexico Beach, Please take a moment to view the many pictures that describe this property that could be a riverfront compound for family and friends! BY APPOINTMENT ONLY with at least 24 hours notice. Survey on file. Some dimensions were obtained from the Calhoun County Property Appraiser's Office, please verify if important.

2847 Se Adams St, Kinard
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