St. Joe Beach Homes under $800,000

St. Joe Beach Homes under $800,000

Welcome to St. Joe Beach, a hidden gem nestled along the stunning Gulf Coast of Florida in Franklin County. Just a stone's throw from Port St. Joe, this charming subdivision offers a perfect blend of natural beauty, laid-back coastal living, and vibrant community spirit. With its pristine white sandy beaches and crystal-clear waters, St. Joe Beach is the ideal destination for those seeking a serene escape from the hustle and bustle of everyday life.

One of the most appealing aspects of St. Joe Beach is the diverse range of homes available, particularly for those looking for properties under $800,000. Whether you’re a first-time homebuyer, a growing family, or someone seeking a vacation retreat, you’ll find a variety of options that cater to your needs. From cozy beach cottages to modern single-family homes, each property is designed to embrace the coastal lifestyle, often featuring open floor plans, spacious decks, and easy access to the beach.

In addition to its beautiful homes, St. Joe Beach boasts a welcoming community atmosphere. Residents enjoy outdoor activities such as fishing, kayaking, and beachcombing, all while being surrounded by the breathtaking natural landscapes of the Gulf. The nearby town of Port St. Joe offers delightful shops, dining options, and local events, making it easy to immerse yourself in the rich culture of the area.

If you’re looking for an idyllic coastal retreat without breaking the bank, St. Joe Beach is the perfect place to call home. Discover your dream home today and experience the magic of this enchanting beachside community!

Newest St. Joe Beach Homes under $800,000

207 Stingray Ln, Port St. Joe
$699,900
3 Beds ⋅ 2 Baths ⋅ 329655 MLS
NOW OFFERED AT $699,900! One of the standout values in Sunset Village, this beautifully maintained 3-bedroom, 2-bath coastal home sits on an impressive 0.44-acre lot, offering a rare amount of outdoor space just minutes from Mexico Beach. With over 2,000 square feet of living space, this home was designed for comfortable everyday living and entertaining. A true highlight is the oversized screened-in patio, creating an incredible outdoor living area with plenty of room for relaxing, dining and watching TV while enjoying the coastal breeze. The welcoming covered front porch adds even more outdoor space and classic coastal charm. Inside, the open living area features a gas fireplace and flows into a spacious kitchen with a large island, breakfast bar, double pantry and abundant cabinetry. The split floor plan provides privacy, with the primary suite tucked away from the two additional bedrooms and guest bath. A separate library nook offers a quiet space for reading, working or relaxing. Outside, the large fenced backyard provides plenty of room to enjoy the property, and the attached two-car garage plus separate golf cart garage gives you exceptional storage for vehicles, beach gear and toys. Sunset Village offers a peaceful setting with a community pool and convenient access to the white-sand beaches, boating, dining and laid-back lifestyle of Mexico Beach and Port St. Joe. At the newly reduced price of $699,900, the combination of lot size, outdoor living space, square footage and location makes 207 Stingray Lane one you don't want to miss. Flood Ins-$984, Wind/Fire-$1865. Some dimensions obtained from the Gulf PA site please verify if important

207 Stingray Ln, Port St. Joe
105 White Blossom Trl, Port St. Joe
$499,999
3 Beds ⋅ 2 Baths ⋅ 329295 MLS
SUNSHINE STARTS HERE!! Coastal comfort awaits at this beautifully maintained Florida ranch home tucked into Magnolia Bluff. Situated on a high dry homesite in the "X" flood zone. This single-level living with spacious open floor plan creates a timeless coastal feel where you can entertain or simply unwind after a day at the beach. An easy flow between main living spaces makes everyday living comfortable while offering flexibility for hosting family & friends. The split-bedroom floor plan provides added privacy, making the home equally well suited for full-time living, a retirement retreat or a special coastal getaway. One of the home's most inviting features is the long covered & screened porch, the perfect spot to start your morning with coffee, enjoy an afternoon breeze or settle in for a quiet evening outdoors. With protection from the elements & plenty of room for comfortable seating, this outdoor living area feels like a natural extension of the home. Beyond the porch, the spacious quarter-acre yard offers room to garden, entertain, play or simply enjoy the laid-back Florida lifestyle. Magnolia Bluff is an established residential community in the St. Joe Beach area, where short-term rentals are not permitted, helping preserve the peaceful neighborhood atmosphere residents appreciate. Nearby homes in the community are also marketed for convenient access to St. Joe Beach & the area's golf-cart-friendly coastal lifestyle. Spend your days soaking up the sunshine, strolling the shoreline, fishing, kayaking or exploring the natural beauty of Florida's Forgotten Coast. When you're ready for a night out, shopping, dining & everyday conveniences in Port St. Joe are just a short drive away, while nearby Mexico Beach offers even more opportunities for waterfront dining, boating & beachside fun. Whether you're searching for a primary residence, peaceful retirement home or personal beach getaway, this charming Florida ranch delivers the ideal combination of quality construction, comfortable living, outdoor space & an exceptional coastal location without the constant turnover of vacation rentals. Come experience the quieter side of beach living & discover why St. Joe Beach continues to be such a special place to call home. Call for your private tour & LIVE THE BEACH LIFE!

105 White Blossom Trl, Port St. Joe
229 Balboa St, Port St. Joe
$799,000
3 Beds ⋅ 3 Baths ⋅ 329518 MLS
Welcome to 229 Balboa Street, a newly renovated 3-bedroom, 2.5-bathroom home located just 800 feet from the Gulf in St Joe Beach. This property sits on a rare 1/2-acre double lot, offering an exceptional amount of space and privacy that is incredibly hard to find this close to the water. The backyard is a private oasis featuring a brand-new, heated and cooled gunite pool with custom pavers and a convenient outdoor shower. The home comes completely turnkey, sold with high-end furniture included. It has also operated as a highly successful short-term rental, generating over $80,000 in gross revenue this year alone. A massive highlight is the detached 1,000 sq ft garage. It is already plumbed for a bathroom, making it perfect for an Accessory Dwelling Unit (ADU), guest house, or excellent storage for vehicles and boats. Saint Joe Beach is a golf cart community, making it easy to cruise around the neighborhood and head straight to the beach. Additionally, the home sits in an X500 flood zone, meaning most lenders do not require flood insurance. Whether you are looking for a profitable investment property or a spacious beachside retreat, this home is ready for its next owner.

229 Balboa St, Port St. Joe
216 Gulf Aire Dr, Port St. Joe
$649,000
5 Beds ⋅ 3 Baths ⋅ 329438 MLS
PRIVATE DEEDED BEACH ACCESS, X FLOOD ZONE & ROOM FOR EVERYONE! Located in the desirable Gulf Aire community, this beautifully updated 5-bedroom, 3-bath home offers a versatile two-level floor plan with plenty of space for family & guests. Extensively renovated over the past several years, the home is a fresh & comfortable retreat that's ready to enjoy. LVP flooring throughout, modern fixtures, stainless steel appliances, granite countertops & custom cabinetry complement the bright, open interior. On the main level, an expansive living area with a vaulted ceiling flows naturally into the dining area & kitchen, creating an inviting setting for everyday living & entertaining. Abundant natural light & peek-a-boo Gulf views enhance the atmosphere, while a sitting area & office alcove provide flexible spaces for relaxing, reading or working from home. The main-level primary suite features a private sitting area, walk-in closet & conveniently located laundry area. The spacious ensuite bath includes a soaking tub, separate shower & double vanity. The ground level offers 4 additional bedrooms, 2 full baths, a separate exterior entrance, sitting/lounge area & second laundry area. This thoughtful layout provides excellent separation & privacy for family & guests, while laundry facilities on both levels add everyday convenience. The HVAC system also includes a dehumidifier for enhanced indoor comfort. Outdoor living is equally inviting with a screened porch & beautifully landscaped backyard. A crisp white PVC privacy fence surrounds the yard, with gated entrances on both sides of the home creating a secure space for children & pets. Extensive paver work & thoughtfully designed landscaping add curb appeal, function & welcoming spaces for outdoor gatherings. Gulf Aire is a golf-cart-friendly community featuring several hundred feet of private Gulf frontage reserved for residents & their guests. Walk your dog along the beach, gather around a beach bonfire or cruise throughout the neighborhood by golf cart. Residents also enjoy a community pool, tennis & pickleball courts—all supported by remarkably low HOA fees. With no short-term rentals permitted, Gulf Aire maintains the residential feel that makes this community so appealing for full-time residents & second-home owners alike. Perfectly situated between Mexico Beach & St. Joe Beach, Gulf Aire offers quick access to the City of Port St. Joe, along with nearby restaurants, shopping, fishing, boating & public boat ramps. With 5 bedrooms, an X flood zone location, private deeded beach access, flexible guest accommodations, a fenced & landscaped backyard & exceptional community amenities, this beautifully updated home is an outstanding choice for full-time living or a memorable beach retreat. Call today to schedule your private tour & LIVE THE BEACH LIFE!

216 Gulf Aire Dr, Port St. Joe
274 Magellan St, Port St. Joe
$649,000
3 Beds ⋅ 2 Baths ⋅ 329480 MLS
Just two blocks from the pet-friendly beaches, this stunning newer-construction home offers the perfect blend of coastal convenience, modern style, and thoughtful functionality. Featuring three spacious bedrooms and two beautifully appointed baths, the home welcomes you into an open living area that flows effortlessly into a contemporary kitchen designed with both entertaining and everyday living in mind. The kitchen offers abundant cabinetry and storage, a generous island with bar seating, elegant tile accents, a striking backsplash, pantry space, and a convenient under-counter microwave. The spacious primary suite provides a comfortable retreat with a generous walk-in closet, beautifully tiled walk-in shower, dual vanities, and a dedicated linen closet. Two additional bedrooms feature ample closets, while the large laundry room and generous hall storage provide plenty of practical space throughout the home. Outdoor living is equally inviting, with a covered back patio overlooking a paver grilling area that is ready for gatherings, morning coffee, or relaxed evenings by the coast. A natural gas line is already in place for the patio grill, making outdoor cooking especially convenient. The partially fenced yard also offers a pet-friendly touch. The oversized double garage provides considerably more room than a typical two-car garage and includes a utility sink for added convenience. Outside, the meticulously finished gravel driveway offers 30- and 50-amp RV connections, along with plenty of room for boat parking—an ideal setup for enjoying everything the coast and surrounding waterways have to offer. With its newer construction, spacious layout, abundant storage, oversized garage, RV accommodations, and unbeatable proximity to the beach, this home is exceptionally well suited for a full-time residence, coastal getaway, or investment opportunity.

274 Magellan St, Port St. Joe
211 Cortez St, Port St. Joe
$549,900
3 Beds ⋅ 2 Baths ⋅ 329479 MLS
Coastal living meets everyday comfort at 211 Cortez Street! This furnished 2020-built 3-bedroom, 2-bath home offers 1,680 square feet of inviting living space on a generous 75' x 150' lot, just a short walk from the water in St. Joe Beach. Whether you are looking for a full-time home, a laid-back coastal retreat, or an investment opportunity along the Forgotten Coast, this property delivers the space, flexibility, and location buyers want. Inside, the open-concept layout is designed for easy living and entertaining. The kitchen features a center island, pantry, recessed lighting, and gas range, flowing naturally into the main living area with a cozy gas fireplace. The home is being offered furnished, making it easy to begin enjoying the beach lifestyle right away. A tankless gas water heater, public utilities, and thoughtful finishes add comfort and convenience. Outside, enjoy a covered porch, sprinkler system, paved road access, and plenty of driveway parking for guests, boats, or beach gear. With no HOA, you have added flexibility and room to make the property your own. Conveniently positioned near the beaches, local dining, and all that Port St. Joe has to offer, 211 Cortez Street is a great opportunity to own a newer, move-in-ready home in one of the Forgotten Coast's most desirable beach communities.

211 Cortez St, Port St. Joe
8108 Americus Ave, Port St. Joe
$749,900
4 Beds ⋅ 2 Baths ⋅ 329447 MLS
Welcome to 8108 Americus Ave, a recently updated 3BR/2BA single-story home with an in-ground pool located in St. Joe Beach, recently voted the #1 Beach in the U.S. by Southern Living. Located just 1.5 blocks from the pet-friendly beaches, this home has undergone a significant transformation, with updates including fresh exterior and interior paint, new flooring throughout, and shiplap walls that give the interior a coastal feel. The master bathroom has been completely gutted with a brand-new walk-in shower, while the main living area still features the vaulted ceilings and wood-burning fireplace that make this home so inviting. The kitchen features granite countertops, a breakfast bar, and stainless steel appliances, and the primary suite — all on one story — offers a peek of the Gulf. Outside is where this property truly shines, with a pool surrounded by a patio and pergola, along with a back patio and gazebo that create the perfect entertaining space. The backyard fence has been removed along the Coquina Ave side, opening up the space for boat parking or additional vehicle storage, a huge plus for anyone with a boat or extra toys. With a 2-car garage, no HOA, no flood insurance required, and all of these updates already done, this home is truly move-in ready. Call today!

8108 Americus Ave, Port St. Joe
118 Gulf St, Port St. Joe
$365,000
3 Beds ⋅ 2 Baths ⋅ 329430 MLS
Just one block from the Gulf, this brick home is ready to be reimagined as a charming coastal cottage. Picture slow mornings, sandy afternoons, and sunset walks to the beach—all just steps from your front door. The home weathered Hurricane Michael and has since received an updated roof and electrical wiring. With the interior largely gutted and framed, much of the groundwork is in place for a buyer to customize the finishes and bring their beach-house vision to life. Offering two bedrooms, one bathroom, approximately 1,162 square feet, and a 0.195-acre lot, this property is filled with potential for a personal getaway, full-time coastal home, or investment opportunity. Bring your plans and creativity to make this St. Joe Beach property your own. Property is being sold as-is. DO NOT ENTER WITHOUT PERMISSION.

118 Gulf St, Port St. Joe
155 Beach St, Port St. Joe
$499,000
3 Beds ⋅ 2 Baths ⋅ 329403 MLS
PRIVATE Deeded St. Joseph Bay beach access PRIVATE pool, fenced backyard No HOA. Located in St. Joseph Shores, this 3-bedroom, 2-bath Florida cottage and office/owner's closet, pairing a one-level floor plan with updated coastal interiors and outdoor living space. The open living, dining, and kitchen area features hard-surface flooring, white shaker-style cabinetry, solid-surface countertops, stainless appliances, dishwasher, a large breakfast bar, and a dedicated coffee station. The primary bedroom offers a vaulted ceiling, pool-facing windows, and sliding glass doors to the covered rear patio. Outdoor features include a private pool, paver pool deck, fenced backyard, covered patio, and front porch. Interior details include ceiling fans, window coverings, stacked washer/dryer laundry, tile bath surround, glass-enclosed shower, and low-maintenance flooring throughout. The St. Joseph Shores location places St. Joseph Bay beach access, Hwy 98, WindMark Beach, St. Joe Beach, downtown Port St. Joe, George Core Park, Cape San Blas Lighthouse, restaurants, coffee shops, bayfront parks, boat launches, kayaking, fishing, scalloping, and Gulf County beaches within easy reach. No HOA adds flexibility for coastal living, second-home use, or rental investment.

155 Beach St, Port St. Joe
106 Hidden Ridge Rd, Port St. Joe
$489,900
3 Beds ⋅ 2 Baths ⋅ 329317 MLS
106 Hidden Ridge Rd sits on approximately one-third of an acre in the St. Joe Beach area, where the lots have a little more room and the streets still feel residential. Single story. Approximately 2,004 heated and cooled square feet. And a floor plan that lives bigger than the numbers suggest. Step inside and the great room opens beneath vaulted ceilings, giving the main living space an easy, comfortable feel. The kitchen keeps things bright and functional with white shaker cabinetry, Corian countertops, and plenty of room to cook, gather, and stay awhile. Just beyond, the dining area pulls in natural light through its own skylight. Then you get to the back of the house—and this is where it gets good. French doors open to the Florida room overlooking a spring-fed pond. Morning coffee out here. A book in the afternoon. Supper winding down while the light changes over the water. It is the kind of extra living space that makes a house feel like home. Three bedrooms, two full baths, plus a bonus room that can work as an office, studio, hobby room, or extra sleeping space when everybody decides to come to the coast at once. The primary suite includes a garden tub, separate shower, and walk-in closet. Tile flooring runs through the main living areas, with ceiling fans throughout. And there are plenty of practical details too—an irrigation well, gas hookup for the outdoor grill, and storm shutters. Just the kind of features that make coastal living a little easier. Better yet, you are positioned between Port St. Joe and Mexico Beach with the beach just a short distance away. Enjoy morning walks along the shoreline, relaxed evenings near the water, and the laid-back pace that makes this part of Florida so appealing. Head west for dining and the easygoing feel of Mexico Beach, or into downtown Port St. Joe for restaurants, shopping, marinas, and community events. That is the beauty of this location. Beach time when you want it. Town when you need it. Home when you are ready to slow things down. No HOA.

106 Hidden Ridge Rd, Port St. Joe
Port St. Joe
$669,000
3 Beds ⋅ 2 Baths ⋅ 329290 MLS
Discover a beautifully remodeled three-bedroom, two-bath home on two lots totaling more than half an acre in St. Joe Beach. A separate apartment or man cave includes a full bath. The spacious property offers room for a second home, pole barn, or shed for boat or RV storage. Updates include new stainless steel appliances, luxury vinyl plank flooring, cabinets, granite countertops, tiled showers and tubs, and fresh interior and exterior paint. Enjoy a short walk or golf cart ride to St. Joe Beach's white sand and emerald waters. This golf cart-friendly community also offers pet-friendly beaches and a quiet, family-friendly setting. Downtown Port Saint Joe is less than 15 minutes away, with shopping, dining, and entertainment nearby. Public boat landings provide convenient access to saltwater and freshwater fishing and boating. In addition there is a Generac generator. X flood zone, no flood insurance required. This exceptional property is a must-see—call today for more information!

Port St. Joe
632 Gulf Aire Dr, Port St. Joe
$399,000
3 Beds ⋅ 3 Baths ⋅ 329283 MLS
COASTAL LIVING IN GULF AIRE! Discover this beautifully renovated 3-bedroom, 3-bath end-unit townhome in the highly desirable Gulf Aire community of St. Joe Beach. Practically everything has been updated, creating a fresh, move-in-ready home just a short distance from the white sandy beaches of the Gulf of Mexico. The bright, open-concept living, dining and kitchen area features new flooring, fresh paint, white cabinetry and granite countertops. The kitchen also offers a custom pantry with white cabinetry for additional storage. Updated bathrooms feature white cabinetry and granite countertops, including a convenient Jack-and-Jill bathroom upstairs and a full bathroom downstairs. Washer and dryer are included. Additional features include a gas fireplace, gas water heater, private patio, balcony and an attached garage with automatic opener and newly finished epoxy floor. As an end unit, the home offers added privacy and a desirable location within the community. Gulf Aire is a golf cart and pet-friendly community offering an impressive array of amenities, including a community swimming pool, tennis/pickleball court and two private dedicated beach access points—all with an affordable annual HOA fee of approximately $320. Enjoy the relaxed St. Joe Beach lifestyle with local restaurants, shopping, boating, world-class fishing and nearby Port St. Joe and Mexico Beach just minutes away. Whether you're looking for a full-time residence, second home or weekend beach getaway, this extensively renovated townhome offers an excellent opportunity to own near the Gulf. Move-in ready and priced to sell!

632 Gulf Aire Dr, Port St. Joe
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